EFM Centric Finance

Terms of Use and Service Agreement

Terms of Use and Service Agreement for EF.M Centric Finance

Last updated: 2024-08-09

These Terms of Use and Service Agreement (the “Agreement”) govern your access to and use of the website www.efmcentricfinance.com (the “Website”) and the services provided by EF.M Centric Finance (referred to as “we”, “us”, or “our”). By accessing or using the Website or our services, you agree to be bound by this Agreement. If you do not agree with any part of this Agreement, please do not use our Website or services.

1. Definitions

  • “Services” refers to all services provided by EF.M Centric Finance through the Website or otherwise.
  • “You” and “your” refer to you, the user, in your individual capacity and as a representative of any entity on whose behalf you use our services.
  • “User Account” consists of a username, password, and any related user information. EF.M Centric Finance retains ownership and rights over the User Account.

2. Acceptance of Terms

By using the Website or ordering any Services, you represent that:

  • You are at least 18 years old.
  • You have the legal capacity to enter into a binding contract.
  • We have not provided and will not provide you with any legal, tax, or financial advice.
  • We may contact you using the information you provide.
  • You agree to be legally bound by this Agreement.

3. Changes to Terms

EF.M Centric Finance reserves the right to modify this Agreement at any time. The most current version will supersede all previous versions. By continuing to use the Website, you agree to be bound by the updated terms.

4. Privacy Policy

Your use of the Website is subject to EF.M Centric Finance’s Privacy Policy, which governs data collection practices.

5. Electronic Communications

Visiting the Website or emailing EF.M Centric Finance constitutes electronic communication. You consent to receive electronic communications and agree that they satisfy any legal requirement for written communication.

6. User Account Responsibilities

You are responsible for maintaining the confidentiality of your User Account and restricting access to your computer. You agree to accept responsibility for all activities under your account. You may not assign, share, or transfer your User Account to any other person or entity without written approval from EF.M Centric Finance.

7. Nature of Services and Relationship

EF.M Centric Finance provides organizational and compliance services. We are not lawyers, accountants, or investment advisors, and we do not provide any related professional advice. Our relationship with you is not that of a lawyer-client, tax advisor-client, or financial advisor-client. If you require such advice, please consult with appropriate professionals.

8. Services Provided

EF.M Centric Finance offers the following services:

  • Managed Services: Document preparation, filing, and retrieval for businesses and nonprofits.
  • Registered Agent Services: Serving as a registered agent in all U.S. states, D.C., and Puerto Rico.
  • Software as a Service (SaaS): Providing software to support our other services.

9. Disclaimer of Warranties and Limitation of Liability

The Website and Services are provided “as is” without any warranty. EF.M Centric Finance disclaims all representations and warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We will not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from the use or inability to use the Website or Services.

10. Your Responsibilities as a Client

You are responsible for:

  • Providing accurate and complete information and directives.
  • Ensuring the lawfulness of your business activities, products, licenses, tax filings, and services.
  • Obtaining required authorizations for confidential and personal information provided to us.
  • Maintaining correct account permissions and settings.
  • Responding promptly to requests for additional input, information, or document signatures.

11. Prohibited Conduct

When using the Website or Services, you agree not to:

  • Defame, abuse, harass, stalk, or violate the rights of others.
  • Publish inappropriate, profane, defamatory, obscene, or unlawful content.
  • Upload files containing viruses or other malicious software.
  • Conduct surveys, contests, pyramid schemes, or chain letters.
  • Falsify attributions or proprietary notices.
  • Violate any applicable laws or regulations.
  • Use the Services for building a competitive product or service.
  • Misuse the Services by interfering with their normal operation.

This Agreement shall be governed by and construed in accordance with the laws of [Insert Governing Law Jurisdiction]. Any disputes arising from this Agreement shall be resolved in the courts of [Insert Jurisdiction].

12. Governing Law and Jurisdiction

13. Severability

If any provision of this Agreement is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

14. Entire Agreement

This Agreement constitutes the entire understanding between you and EF.M Centric Finance regarding the use of the Website and Services.By using the Website or ordering any Services from EF.M Centric Finance, you agree to be bound by this Terms of Use and Service Agreement.

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